Copyright
The tools on this site — including their code, design, layout, text and underlying logic — are the original work of fnbtoolkit.com and are protected by copyright.
fnbtoolkit.com is an independent project, developed privately and independently. It was not commissioned by, produced for, or developed using the resources, data, systems or working time of any employer or other organisation.
Your reports are yours
When you use a tool and produce a report — whether that's a PDF, a CSV, or figures you've copied out — that output belongs entirely to you. You entered your own data, your own figures, your own menu. The report reflects your work, not ours. You are free to use it, share it, present it, publish it or build on it in any way you choose. We make no claim over it whatsoever.
What's protected
© 2026 fnbtoolkit.com. All rights reserved. The tools themselves — their code, structure, design, logic and presentation — may not be copied, reproduced, adapted, redistributed or used to build derivative products without prior written permission. The distinction is simple: your output is yours; our tools are ours.
Permissions
These tools are free to use as published. Reproducing, adapting or building on any part of them requires prior written permission.
For permissions enquiries, contact hello@fnbtoolkit.com